Articles
Every Handoff in a Mortgage Loses Something. The File Is What Survives.
A loan passes through six or seven teams, each working from what the last recorded. What each stage produces, and what the handoff loses.
6 min readWho Actually Touches a Mortgage: A Reference to the Participants
Who supplies, validates, approves and retains each record in a mortgage, and where responsibility transfers between them.
5 min readThe Same Loan, Five Business Models: How Mortgage Institutions Actually Differ
Funding, channel, holding and servicing: four choices that make two identical loans into different businesses with different QC priorities.
5 min read