Articles
How to Evaluate a Mortgage AI Claim
Six questions that separate a checkable AI claim from an unverifiable one, with the failure modes each question is designed to surface.
7 min readExplainability Is Not a Feature of AI in Mortgage. It Is the Condition of Using It.
What a reviewer must be able to reconstruct about a finding years later, and why an adverse-action notice and a QC finding are different obligations.
6 min readFifty Years of Mortgage Technology, and What Each Wave Left for the Reviewer
Five waves of mortgage technology since the 1970s, what each automated, and which review tasks each one left behind.
6 min read